In an effort to further enhance UPI's accessibility and convenience, the National Payments Corporation of India (NPCI) has introduced UPI Circle, an incredible feature.
For those without bank accounts, particularly children, the elderly, and those residing in rural areas, it is turning out to be a game-changer. You can use UPI to make payments even if your account balance is "zero." There is only one requirement.
You need a friend or family member to add you to UPI Circle. Let's examine how this enchanted procedure operates and how it will alter the way that digital payments are processed.